Glass Frames.
They are real easy to make.
Download the glass bubbles.
(There are several in the zip file.)
I used Eye Candy also.

   Click here to see the difference
With and without the glass

I start with the images I want to use.
(I didn't end up using the oval mask)
Here they are if you want to use them.
The blue/white speck pattern and the girl picture.

Click open the layer pallet.
Right click on the blue bar,
Duplicate the image,
then delete the original layer

Now add a layer.
I hide the original layer by clicking the 
eyeglasses, a red X appears 
on it when it is hidden.
Flood fill the new layer with any pattern.

Click the selection tool,,
Click open the control pallet 

Eclipse,
then make an oval shape.
CTRL-X to delete the inside of the oval.

Invert the selection so the frame is active.
(With the marching ants around it)
I then use
 EYE CANDY --INNER BEVEL
to make the frame.

Click to Un-hide the background layer.
Add a new layer. Be sure it is the top layer.
Use the GLOBE TUBE
and place a globe over the oval.

I don't know why I didn't save the picture, but
now zoom in, click on the deformation tool 

and size the globe to fit the oval. 
click apply on the control palette. 

Here it is.

Save this image.
  Open a new image 1024 X height of your picture
Copy and paste the picture you just did
 to the new 1024 image.
Position in place.  Add a background 
color or pattern, add a texture if you wish.
(Texture Tutorial is elsewhere  on my site)

That's it!

See the difference?

With